get geico. fifteen minutes could save you fifteen percent or more. so as we careen closer to the fiscal cliff the question is if we are going over the cliff what should be your investment strategy. brian sutland is with me. what do we do? we go over the cliff, what do you want to own in that scenario? >> there is always opportunity to make money somewhere. what i'm looking at here is getting defensive. these defensive plays are owning volatility, owning u.s. treasuries and owning gold. those three things usually negatively correlate to the market. gold usually moves with the market. but for the most part those three things are more defensive and using the vix especially is a way to own volatility. those are things that you want to get defensive on if we go over the cliff. if things are all right and politicians figure it out there are plays to the upside, as well. >> what about that? if we avoid going over the cliff then what? >> the market is trading at a low multiple. i think the market could move to new highs here if things play out by the end of